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John Obradovich
Branch Manager, Cardinal Financial
Branch Manager
Cardinal Financial
NMLS # 414083
3145 St Rose Parkway, Suite 201 Henderson, Nevada 89052
CONTACT ME
Contact Me
775-848-3064
johno@cardinalfinancial.com
johno@cardinalfinancial.com
CONTACT ME
Recent News
Jobs Report Fires Warning Shot For Rates
7/5/2019
Rates Are Low. They're Also High. What's Up With That?
6/28/2019
Fed Confirms Market's Hopes, But There's a Catch
6/21/2019
Low Rates Lighting a Fire Under Housing/Mortgage Markets
6/14/2019
Time For the Next Refi Boom?
6/7/2019
Another Wild Week Leaves Rates at Long-Term Lows
5/31/2019
Let's Put "Weaker" Home Sales in Perspective
5/24/2019
Rates Near Lowest Levels in Over a Year
5/17/2019
Why Aren't Mortgages Falling as Fast as Other Rates?
5/10/2019
Big Bounce in Home Sales And What it Could Mean For Prices
5/3/2019
Housing Market Gearing Up For a Big Week Ahead
4/26/2019
Did Rates Get Too Good To Last?
4/12/2019
Rates Fall Back to Week's Best Levels After Jobs Report
4/8/2019
After Massive Response Last Week, Are Low Rates Already Gone?
4/5/2019
Rates Look Like They're Planning a Bigger Move
4/5/2019
Best Month in a Decade For Mortgage Rates!
3/29/2019
Mortgage Apps are Loving Lower Rates, Loan Sizes Set Another Record
3/27/2019
Home prices Surging or Fading? Depends Whom You Ask
3/26/2019
Mortgage Rates Still Moving Lower After Last Week's Stellar Drop
3/26/2019
Mortgage Rates Down 0.25% This Week
3/22/2019
Rates Dropping Fast as Home Sales Bounce Back
3/22/2019
Rates Stay Low; Bigger Risks/Rewards Next Week
3/18/2019
Aging Americans, Aging Housing Stock Driving Remodel Boom
3/15/2019
Lowest Rates in 14 Months And More Volatility Ahead
3/15/2019
Single GSE Security Release Date Set
3/12/2019
Housing Pops; Rates Drop
3/8/2019
Mortgage Rates Highest in More Than a Month
3/2/2019
Homeownership is Highest Since 2014
3/2/2019
Home Sales Bouncing Back, But So Are Rates
3/1/2019
Why The Housing Market Cares About The Fed
2/22/2019
Why 2019 Could Actually be Great For Housing and Mortgage Markets
2/15/2019
Lowest Rates in a Year, And They Could Go Even Lower. What Changed?
2/8/2019
Housing Sentiment May Be Bouncing Back
2/8/2019
Why We're Seeing Huge Moves in Home Sales, Prices, and Rates
2/1/2019
Mortgage Rates Could Be More Volatile Next Week
1/28/2019
Housing Market Weakness Depends on Perspective
1/25/2019
Is This The Last Chance for Low Rates?
1/18/2019
Does Housing Care About The Shutdown?
1/11/2019
Is Everything Already Changing in 2019?
1/4/2019
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Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30 Yr. Fixed
7.16%
+0.01
--
15 Yr. Fixed
6.64%
+0.01
--
30 Yr. FHA
6.62%
+0.01
--
30 Yr. Jumbo
7.40%
+0.01
--
5/1 ARM
7.33%
-0.01
--
Source: Mortgage News Daily
Rate
Change
Points
30 Yr. Fixed
7.24%
+0.11
0.66
15 Yr. Fixed
6.75%
+0.11
0.64
30 Yr. FHA
7.01%
+0.11
0.94
30 Yr. Jumbo
7.45%
+0.05
0.56
5/1 ARM
6.64%
+0.12
0.87
Source: The Mortgage Bankers Association
Rate
Change
Points
30 Yr. Fixed
7.09%
-0.35
0.00
15 Yr. Fixed
6.38%
-0.38
0.00
Source: Freddie Mac
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Market Data
MBS
Price
Change
UMBS 5.5
98.40
-0.22
UMBS 6.0
100.08
-0.20
UMBS 6.5
101.59
-0.11
GNMA 5.5
99.13
-0.15
GNMA 6.0
101.02
-0.13
GNMA 6.5
101.69
-0.01
US Treasuries
Yield
Change
2 YR
4.853
-0.013
5 YR
4.506
-0.009
10 YR
4.493
-0.004
30 YR
4.640
-0.001
Pricing as of:
5/13 5:21AM
EST
Recent Housing Data
Value
Change
Mortgage Apps
Apr 24
196.7
-2.67%
Building Permits
Mar 1
1.46M
-3.95%
Housing Starts
Mar 1
1.32M
-13.15%
New Home Sales
Mar 1
693K
4.68%
Pending Home Sales
Feb 1
75.6
1.75%
Existing Home Sales
Feb 1
3.97M
-0.75%
Builder Confidence
Mar 1
51
6.25%
Economic Calendar
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